Meet Your Adviser
A clearer first step toward a planning-first advisory relationship.
This page is designed for warm introductions and prospective clients who want a clear overview of High Tide Advisory before the first conversation.
High Tide Advisory provides fee-based, non-discretionary investment advisory services and planning coordination. Recommendations are reviewed with you and implemented only with your approval.
Completion of discovery does not establish an advisory relationship and does not authorize any recommendation, transaction, transfer, account opening, or investment action.
The Relationship
One adviser relationship. Multiple planning decisions. Clear client control.
High Tide Advisory is built for clients whose financial lives involve more than an investment account: business ownership, real estate, retirement income, taxes, insurance, estate planning, and family decisions.
Planning-first
We begin by understanding the full financial picture before making recommendations.
Non-discretionary
You approve implementation decisions. High Tide Advisory does not accept discretionary trading authority.
Conflict-disclosed
Affiliated tax and insurance services are separate, voluntary, and disclosed before implementation.
About Brad
Credentials, registration, and philosophy.
Brad Blomquist is the principal and wealth adviser at High Tide Advisory. He holds the Series 65 (Uniform Investment Adviser Law Examination) and is registered as an Investment Adviser Representative with the State of Michigan (CRD #8035321).
He founded High Tide Advisory to serve business owners, real estate investors, executives, and families preparing for retirement who need coordinated planning — not a product shelf.
High Tide Advisory is built around a non-discretionary, planning-first model: understand the full picture before making any recommendation, and let the client approve every step.
Process
What the first steps look like.
Review the overview and disclosures
Prospects can review the adviser overview, fee structure, conflicts, and current disclosure documents before moving forward.
Complete discovery
Discovery helps High Tide Advisory understand the financial picture before an introductory conversation. It is not an advisory agreement.
Introductory conversation
The first conversation is used to understand goals, clarify planning needs, and determine whether further review may be appropriate.
Written agreement before advice
Advisory services are provided only after applicable disclosures and required agreements are executed and accepted.
Introductions
For professional introductions and warm handoffs.
Insurance professionals, CPAs, attorneys, and business advisors may share this page as an informational introduction. Professionals should not explain investment suitability, make advisory recommendations, promise results, or instruct transfers.
Clean introduction lane
- Share the controlled link to this page.
- Let the prospect review the adviser overview and disclosures.
- High Tide Advisory handles advisory explanations and recommendations directly.
- No compensation is paid for advisory introductions unless a separate compliant arrangement has been reviewed and approved.
Fee
Clear advisory pricing.
Ongoing advisory fee
Per year on the first $3,000,000 of assets under management, billed quarterly in arrears. 0.85% applies to assets above $3,000,000. $3,000 annual minimum for households under $300,000 AUM.
Fee-based clarification
High Tide Advisory LLC charges advisory fees only. Affiliated insurance services through BJB Insurance Solutions LLC may generate commissions. Use of affiliated services is voluntary and creates conflicts that are disclosed.
Tax preparation or tax-related services, when applicable, may be provided through High Tide Tax Solutions LLC under a separate engagement.
Ready to share your financial picture?
Begin discovery when you are ready. The questionnaire helps prepare for a more focused introductory conversation.